A fire safety survey shows your insurance company that your building is safe, which can save you a lot of money.
A fire safety survey is a test for your building. A trained pro walks through your space. They look for things that could start a fire. They also check if you are ready to put a fire out.
Insurance companies take risks. If your building is safe, their risk is low. They want to see proof that you care about safety. The survey is that proof.
The survey finds hidden dangers. You might have a blocked exit or a broken alarm. Fixing these things saves lives and protects your tools and stock.
The inspector will look at every room. They use a checklist to make sure nothing is missed.
The pro will check your alarms. They make sure the sirens are loud. They also check sprinklers. These must have water and be ready to spray.
Items like paper, oil, or chemicals can burn fast. The inspector checks that these are kept in safe bins. They should be away from heaters and plugs.
If there is a fire, people need to get out fast. The inspector looks for exit signs. These signs must glow in the dark. They also check that doors open easily.
Doing a survey is good for your wallet. It makes your insurance work better for you.
Many companies give a discount if you pass a survey. A safe building costs less to insure. You could save hundreds of dollars every year.
If a fire does occur, the insurance company will check your records. If you have a fresh survey, they know you were being careful. This helps them pay your claim faster.
The law says buildings must be fire-safe. A survey proves you are following the rules. This keeps you from getting fines or legal trouble.
You can get ready before the inspector arrives.
In 2026, most records are online. Have your test logs and repair receipts ready on your tablet or computer.
Do not wait for the inspector. Press the test button on your alarms once a month. Make sure your fire extinguishers are not empty.
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Assessing electrical systems to identify hazards and prevent potential risks.
Evaluating fire safety measures to minimize fire-related losses and hazards.
Analyzing coverage needs to optimize insurance policies and risk protection.
Inspecting assets and operations to detect vulnerabilities and potential threats.
Developing strategies to reduce, control, and mitigate operational risks.
For most small buildings, it takes one to two hours. Large factories may take a full day.
Yes. Most insurance companies want a new survey every 12 months to keep your discount active.
It is not a "pass or fail" test. If the inspector finds a problem, they give you a list of fixes. Once you fix them, you are good to go.
Yes. It is one of the best ways to get a lower rate on commercial property insurance.
